Advertising Disclosures is not a banker or lender (Service Provider). Leading Service Providers participate in our matching engine who may have loan products available matching the criteria you submit in this interest profile. The information collected is not an application for credit or a mortgage loan, nor is it used to pre-qualify you with any Service Provider. There is no cost to submit a loan request, get matched with lenders and receive loan offers. You may review the loan offers and talk to the lenders at no cost. Of course, the lender you choose may require a fee to continue processing your loan request, but until you agree to pay the lender a fee, you may stop at no cost. does not charge you, the consumer, a fee for its services. Who pays our bills? The lender. Of course, you will be responsible for paying any loan processing, closing costs or other fees to the lender with whom you close.

The example loan rate of % for a 30-year $150,000 5/1 Adjustable-Rate Mortgage (ARM) with an APR of % for purchase and refinance loans is generally based on the following criteria: a borrower with good to excellent credit and average income seeking a loan for a single family, owner occupied one unit dwelling with 30% down payment (or 70% loan to value ratio). The Annual Percentage Rate (APR) is

Important Facts about Adjustable Rate Mortgage Loans. Whether you are buying a house or refinancing your mortgage, this information can help you decide if an ARM is right for you. ARMs can be complicated. If you do not understand how they work, you should not sign any loan contracts, and you might want to consider other loans. With an ARM, the interest rate on your loan is not fixed. Instead, it changes over time according to a formula - typically, a base interest rate (index) plus a certain percent (margin) (for example, Libor plus 3 percent). So, if the base interest rate increases, your interest rate and monthly payment will also increase. Please see the lenders' websites for the specific disclosures related to loans offered by our lenders.

This example rate was last updated on July 21, 2024 and includes up to 2 points.

Rate and APR and other terms may vary from those displayed based on the creditworthiness of the borrower, the type of dwelling, whether the borrower is self-employed, the location of the property and other factors. The rates and terms you are offered are the responsibility of the lender and will vary based upon your loan request as determined by the lenders to whom you are matched. There is a possibility that you may not be matched with the lender making this example offer. Not available in all states. Advertised rates are subject to change.

Save up to $500/mo, $6000/year or $180,000 over the life of your mortgage - Savings based on a refinancing a 30-year fixed-rate mortgage with a 7.25% interest rate with one at a 5.5% interest rate. The difference in savings is approximately $100 per month for every $100,000 financed. This analysis does not consider any closing costs or the effect of possibly lengthening the term of the loan. On a 500,000 loan the monthly savings would be $500 which is $6,000 annually and $180,000 over the life of loan. This is not a credit advertisement for any particular program or an offered or marketed rate.

Lendgo Licenses

Lendgo, Inc is a California corporation located at 8383 Wilshire Blvd, Suite 540, Beverly Hills, CA 90211. Lendgo, Inc's Nationwide Mortgage Licensing System (NMLS) Identification Number is 1693075.


Alaska Mortgage Broker/Lender License No. AK1693075


Arkansas Mortgage Broker License No. 115449


California DBO Finance Lenders Law License No. 60DBO87084


Colorado Mortgage Company Registration No. None


Connecticut Mortgage Broker License No. MB-1693075

District of Columbia

District of Columbia Mortgage Broker License No. MLB1693075


Florida Mortgage Broker License No. MBR2724


Georgia Mortgage Broker/Processor License/Registration No. 62974


Iowa Mortgage Broker License No. 2018-0111


Kansas Mortgage Company License No. MC.0025550


Maine Loan Broker License No. 1693075


Michigan 1st Mortgage Broker License No. FL0021599


Mississippi Mortgage Broker License No. 1693075


Montana Mortgage Broker License No. 1693075


Nebraska Mortgage Banker License No. None

North Dakota

North Dakota Money Broker License No. MB103307


Ohio Residential Mortgage Lending Act Certificate of Registration No. RM.804365.000


Oklahoma Mortgage Broker License No. MB012026


Oregon Mortgage Lending License No. ML-5685


Pennsylvania Mortgage Broker License No. 67501

South Dakota

South Dakota Mortgage Brokerage License No. MB.00053


Tennessee Mortgage License No. 161841


Texas SML Mortgage Company License No. None