Craig Johnson

Craig Johnson draws upon decades in publishing in his role as a nimble researcher and writer. He covers a variety of topics and will never stop being curious.

📍 Los Angeles

Refinance

How to Refinance Your VA Loan With the Rate Reduction Program

A home loans already bring such benefits as lower down payments, no mortgage insurance, and low interest rates, but what happens when rates drop even lower? How can VA homeowners

Refinance

Refinance Checklist: What Are Your Goals? (#1)

We help you decide what you want from a mortgage refinance, because the possibilities are numerous.

Buying a Home

All About Special Warranty Deeds

What is guaranteed and what is not when you buy or sell real estate with a special warranty deed.

Buying a Home

What Are REO Properties? Pros, Cons, and More

You might see one home listed for much less than its neighbors. What's the deal with REO properties?

Buying a Home

Down Payments Demystified

Every hopeful homebuyer wants to know how much they should save for a down payment.

Buying a Home

Buying a Foreclosed Home: Important Considerations and Tips

The risks are greater but so is the investment potential. What to know before you buy a foreclosed home.

Refinance

Pros and Cons of HELOC vs. Refinance

Both a HELOC and a cash-out refinance help homeowners by converting equity into cash.

Home Loans

FHA Loans vs. Conventional Loans: Key Differences

We explain the many differences between FHA loans a conventional home loans.

Home Loans

Pros and Cons of Adjustable-Rate Mortgages

A variable interest rate might be invitingly low for a while, but what happens when it's time for the rate to adjust?

Home Loans

The Difference Between APR and Interest Rate

Two percentages matter when you're comparing home loans, and one is more important.